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Financing your need, payback terms you deserve
Unsecured Loans
National & Community Coooperative Credit Union offers a variety of unsecured loans to its members at very affordable interest rates. Access loans immediately after becoming a member. (conditions apply)
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Quick Loan
Do you have an emergency? Or an unplanned expense? Need to borrow money fast? Access our quick loans with 24 hour processing time.
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Payday Loans
Strapped for cash, members can access up to $75,000 repayable over 1 month. *
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Pensioner’s Unsecured Loan
Pensioners who have worked at least 5 years or more with their organization and have contributed to a registered pension scheme can access up to $2.5 million dollars unsecured.
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Motor Vehicle Insurance Loan
The National & Community Credit Union Motor Vehicle Insurance Loan is an unsecured revolving loan, offering competitive rates to secure your vehicle insurance upfront and save you money.
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Property Insurance Loan
Our Property Insurance Loan, with flexible terms, helps you to fully protect your most valuable asset and spread the cost of your home expenses.
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Special Needs Unsecured Loan
Members can borrow up to $2million unsecured for a maximum of 5 years.
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Back to School Loan
Let National & Community Co-Operative Credit Union Ltd. Take the hassle out of your child's or children's school expense with our unsecured Back-To-School Loan package. It is accessible immediately after joining the Credit Union and at very competitive interest rate.
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Education Loan
National & Community Co-Operative Credit Union Limited is focus on furthering your education with our unsecured Education Loan package. Once you are a member of the Credit Union this facility is immediately accessible and at very competitive interest rate.
Secured Loans
Secured Loans from National & Community CCU, are backed by your shares, savings or physical assets. As a Member, you continue to grow your wealth whilst you repay your loans. (conditions apply)
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Loan Within Share
Members can access loans for up to $10million dollars within their shares for just about any purpose.
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Fully Cash Loan
Members can borrow up to $10 million dollars using both internal (funds held at the Credit Union) and external security(funds held at other financial institution) at a low interest rate
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Debt Consolidation Loan
Consolidate your credit card debts with a National & Community CCU secured Loan. Members enjoy competitive interest rates and low monthly payments.
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Home Improvement / Construction Loan
Make your dreams a reality with our Home Improvement/Construction Loans. Competitive Interest rates with up to 10 years to repay, NCC CU can help to build your future wealth.
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Home Equity Package Loan
The equity in your home can help you achieve your dreams. Flexible terms and affordable interest rates are available.
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Central Mortgage Fund
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Real Estate Fund
You deserve to own your home. Come to NCC Co-operative Credit Union and benefit from low rates.
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Motor Vehicle Package Loan
See it, want it; you can get it with our motor vehicle loan package. We finance motor vehicle from 0-10 years old at competitive interest rates.
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Wealth Creation Loan
Want to purchase stocks and Bonds? Let NCC Co-operative Credit Union help you.
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Energy Loan
This is a secured energy conservation loan of up to $2M, which allows you to protect the environment while reducing your energy consumption and utility bills in the process