Online Banking
Loan Product
Home Improvement / Construction Loan
Get that Home Improvement you always wanted from the NCC Home Improvement Loan.
Download Application Form
| Details | |
|---|---|
| Loan Amount | Up to $10M |
| Loan Term | Up to 10 years |
| Interest Rate | 9.5% per annum |
| Commitment Fee | As per credit policy |
| Share Requirement | 5% of the loan amount |
| Compulsory Savings | $4,000 monthly |
| Security | First or second legal mortgage |
| Conditions | If the loan amount exceeds $1M, a life insurance policy that covers the difference is required |
Ready to Remove the Uncertainty Out of Your Loan Payments?
Use this simple calculator to get an estimate of the payment for a loan over a period of time.
Launch Calculator
How to Apply
As an existing member, download the application form and submit to our office.
9 Hilcrest Avenue, Kingston 6
Open Monday to Friday 8:30 am to 2:00 pm
Tel: (876) 968-2317-20
Download Application Form
Not a member? Apply Online Or Contact Us